saladmoney.co.uk
Salad, trading as Salad Finance, is a UK lender offering personal loans online from a London office. Loans range from £300 to £1500 over terms of 12 or 18 months. It uses Open Banking to assess affordability based on bank statements rather than credit scores alone.
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Approval and fund disbursement timelines are a recurring topic. Completion within two hours or less comes up regularly.
The application platform and overall process are discussed regularly. Clear explanations and simple decision-making are a recurring theme.
Support interactions are a recurring discussion point. Experiences around reaching support and the clarity of responses vary.
The availability of loans for lower credit scores or limited credit history is mentioned regularly. Experiences around rejections on reapplication vary.
The overall picture leans positive. Recurring themes centre on speed, the application process and accessibility, with some variation around support and reapplication.
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Salad, trading as Salad Finance, is a UK lender with a London office. It offers personal loans online to borrowers who may have limited credit histories or lower credit scores but are otherwise creditworthy. The company received the King's Award for Enterprise 2026 for innovation in expanding financial inclusion across the UK.
Loan amounts range from £300 to £1500. Terms are set at 12 or 18 months. Targeted loan products are offered for specific professions, including NHS staff, nurses and teachers.
Salad uses Open Banking technology to assess affordability from bank statements rather than credit scores alone. The application process submits secure bank data instead of relying on traditional credit checks. A decision is typically made within 10 minutes. If approved, funds usually reach the account within two hours.