paywithatoa.co.uk
Atoa is a UK payment platform based in East London. It lets businesses accept Pay by Bank and card payments. The platform brings multiple payment methods into a single dashboard.
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Setup and onboarding are discussed regularly. The implementation of the payment system and app comes up across experiences.
Payment fees are a recurring theme. Monthly cost compared with previous providers is mentioned regularly.
Settlement speed is a recurring discussion point. The timing of fund transfers to business accounts comes up regularly.
Communication during setup and ongoing support is discussed across experiences. Named team members feature in this context.
The overall picture is largely positive. Recurring themes centre on onboarding, fees, settlement speed and support.
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Atoa is a payment platform for UK businesses. It enables acceptance of Pay by Bank through open banking technology alongside card payments. Supported methods include Visa, Mastercard and American Express. Apple Pay and Google Pay are also supported.
Atoa offers several ways to collect payments. These include payment links sent via SMS and email. In-store POS terminals and QR code payments are also available. Online checkouts complete the set of collection options.
The platform settles funds instantly or on the following day depending on the method. Pay by Bank is positioned around lower payment fees compared with card processing. Customers manage all payment methods from one dashboard. A UK-based customer support team is available.
Atoa is based in East London and serves businesses of all sizes. It is an FCA-authorised payment institution with a UK Payment Institution number. The platform holds ISO-27001 and SOC2 certification. It is built for companies ranging from startups to scaling businesses.