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Is Atoa trustworthy?

paywithatoa.co.uk

Atoa is a UK payment platform based in East London. It lets businesses accept Pay by Bank and card payments. The platform brings multiple payment methods into a single dashboard.

Checkuno helps you determine if a business can be trusted based on reliability signals, experiences and business information.

Checkuno Score

How is the Checkuno Score calculated?

The Checkuno Score gives an indication of how much a business can be trusted. The score is determined using various reliability signals, such as business information, domain data, reputation indicators and other relevant factors. The score is meant as an aid in assessing a business and is not a guarantee or definitive judgement.

96 /100
Very positive

Score Breakdown

Visual representation of the Checkuno Score.

Excellent
80%
Good
14%
Average
2%
Poor
2%
Bad
2%

Checkuno Insights

Onboarding

Setup and onboarding are discussed regularly. The implementation of the payment system and app comes up across experiences.

Pricing

Payment fees are a recurring theme. Monthly cost compared with previous providers is mentioned regularly.

Settlement speed

Settlement speed is a recurring discussion point. The timing of fund transfers to business accounts comes up regularly.

Customer service

Communication during setup and ongoing support is discussed across experiences. Named team members feature in this context.

General impression Mostly positive

The overall picture is largely positive. Recurring themes centre on onboarding, fees, settlement speed and support.

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Alerts & Warnings

No active alerts

There are currently no active warnings for this business.

Company Information

Category
Business
Registered since
2021
Domain age
4 years
Country
United Kingdom
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About this business

Platform

Atoa is a payment platform for UK businesses. It enables acceptance of Pay by Bank through open banking technology alongside card payments. Supported methods include Visa, Mastercard and American Express. Apple Pay and Google Pay are also supported.

Payment collection

Atoa offers several ways to collect payments. These include payment links sent via SMS and email. In-store POS terminals and QR code payments are also available. Online checkouts complete the set of collection options.

Features

The platform settles funds instantly or on the following day depending on the method. Pay by Bank is positioned around lower payment fees compared with card processing. Customers manage all payment methods from one dashboard. A UK-based customer support team is available.

Background

Atoa is based in East London and serves businesses of all sizes. It is an FCA-authorised payment institution with a UK Payment Institution number. The platform holds ISO-27001 and SOC2 certification. It is built for companies ranging from startups to scaling businesses.